BODY {
	margin: 0px 0px 0px 0px;
	font-family: Verdana, Arial, Helvetica; 
	font-size: 10pt; 
	color: black; 
	text-decoration: none; 
}

.bg_white {
	background-color: #FFFFFF;
}	

.bg_blue {
	background-color: #002B7F;
}	

.bg_gold {
	background-color: #FCD856;
}

.spacer {
	font-family: Arial;
	font-size: 1px;
	font-weight: normal;
	line-height: 1px;
}

.title1 {
	font-family: Arial;
	font-size: 14pt;
	font-weight: bold;
	color: #02025D;
}
	
.title2 { 
	font-family: Georgia !important;
	font-size: 12pt;
	font-weight: bold;
	color: #02025D;
	letter-spacing: -.1em;
	}

.title3 { 
	font-family: Verdana, Arial, Helvetica;
	font-size: 10pt;
	font-weight: bold;
	color: #000000;
}

.nav1 { 
	font-size: 12pt;
	font-weight: bold;
	color: #0000FF;
	font-family: Arial;
	text-decoration: none; 
}

.nav2 {
	font-size: 10pt;
	font-weight: normal;
	color: #0000FF;
	text-decoration: none;
}

.nav3 {
	font-size: 8pt;
	font-weight: normal;
	color: #0000FF;
	text-decoration: none; 
}

P { 
	font-family: Verdana, Arial, Helvetica; 
	font-size: 10pt; 
	color: #000000; 
	text-decoration: none; 
}

TD { 
	font-family: Verdana, Arial, Helvetica; 
	font-size: 10pt; 
	color: #000000; 
	text-decoration: none; 
}

LI { 
	font-family: Verdana, Arial, Helvetica; 
	font-size: 10pt; 
	color: #000000; 
	text-decoration: none; 
}

UL { 
	font-family: Verdana, Arial, Helvetica; 
	font-size: 10pt; 
	color: #000000; 
	text-decoration: none; 
}

.normal {
	font-family: Verdana, Arial, Helvetica;
	font-size: 10pt;
	font-weight: normal;
	color: Black;
}

.small {
	font-family: Verdana, Arial, Helvetica;
	font-size: 8pt;
	text-decoration: none;
	color: #000000;
}

.small2 {
	font-family: Verdana, Arial, Helvetica;
	font-size: 8pt;
	text-decoration: none;
	color: #000000;
	border-bottom:1px dotted #999999;
	margin-bottom:5px;
	padding-top:5px;
	padding-bottom:5px;
}

a:link {
	color: #274783;
	text-decoration: underline;
}

a:active {
	color: #274783;
	text-decoration: underline;
}

a:hover {
	color: #274783;
	text-decoration: underline;
}

a:visited {
	color: #274783;
	text-decoration: underline;
}